What is a Public Adjuster? Top 5 Reasons to Consider Hiring One

It's estimated that 1 in 20 insured homes make a claim every year. You may find yourself in a situation where you need to file a claim for your own property sooner than you think. When it comes to making insurance claims, hiring a public adjuster can be an extremely helpful resource. They will work on your behalf to assess the true value of your claim and prevent insurance companies from offering you less. In this guide, we will provide an overview of public adjusters and explain why you may want to consider hiring one.

What Does a Public Adjuster Do?

A public adjuster is a licensed professional who helps individuals and businesses file an insurance claim. You may want to consider hiring a public adjusters if you believe the amount offered by your property or homeowner’s insurance company is too low or incorrect. They evaluate and assess the damage to your property and take a commission for the amount of your claim.

Reasons to Hire a Public Adjuster There are many advantages to hiring a public adjuster. Here are the top reasons to consider one:

1. Advocacy

Public adjusters work for you, not for the insurance company. Having someone on your side can be advantageous when making insurance claims. Insurance companies primarily look out for their best interest and pay the lowest amount possible for your claim.

2. Higher Settlements

Insurance adjusters sent by the insurance company will not have your best interest in mind. They aim to offer the lowest possible settlement for your claim. By hiring a public adjuster, you’ll know the true value of the damages and end up getting a higher settlement.

3. Communication

Handling It can be easy to get stressed out when making a claim and communicating with insurance companies. Public adjusters can schedule and attend meetings on your behalf and handle any communication you receive from the insurance company.

4. Time Saving

Public adjusters handle communication and other important tasks for you, giving you more time to focus on other responsibilities like work and family.

5. Experience and Expertise

When you hire a public adjuster, you benefit from their professional expertise and experience. They know how to file an insurance claim, deal with insurance companies, and are knowledgeable of all relevant local laws and requirements.

Making the Decision to Hire a Public Adjuster

Hiring a public adjuster can save you time and effort while ensuring that you receive a high settlement for your claim. Contact public adjusters to learn more about how they can help you with your insurance claim.

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Yuni Martinez, Special to California Business Journal