ADVERTISEMENT
  • About
  • Contact
  • Testimonials
  • Demographics & Advertising Rates
Friday, January 15, 2021
Search
    Generic filters
    California Business Journal
    57 °f
    Los Angeles
    73 ° Sat
    70 ° Sun
    66 ° Mon
    61 ° Tue
    62 ° Wed
    58 ° Thu
    • Front Page
    • Business
      • Insurance
      • Real Estate
    • Finance
      Nicholas Yrizarry

      In Perfect Alignment

      Invest-in-Your-Childs-Future

      Start Investing Now For Your Child’s Future

      IMG 8554 - From a “Wish List” to a “Reality List”

      From a “Wish List” to a “Reality List”

      ScamKeyboard

      5 All Too Common Investment Scams (and How to Avoid Them)

    • People
    • Featured
      Silicon V Real Instituto

      The Entrepreneurs ‘Angell’

      West Gary, MinTech’s Chief Technical Officer2

      Dust Buster

      Flags-of-the-world

      The Impact of Covid: Racing to Buy Second Citizenships

      Photonic Chip

      The First Photonic Chip Has Arrived. What Does That Mean For Augmented Reality?

      Supreme Court Sports Betting

      California’s Bid for 2022 Sports Betting Legislation

    • Technology
      West Gary, MinTech’s Chief Technical Officer2

      Dust Buster

      Plaxonic Technologies Innovate

      Plaxonic Technologies: Leading Innovation

      tech devises of the future - Latest Devices to Make Our Lives Easier

      Latest Devices to Make Our Lives Easier

      hands of business people typing on a keyboard - Should You Start An Online Business: 4 Things To Consider First

      Should You Start An Online Business: 4 Things To Consider First

    • Law
      law books

      Career paths available with a law degree

      background-check

      How Do Background Check Sites Find Your Information?

      hurricane

      Weathering the Storm

      tower-bridge-london-england

      How to apply from the USA to one of the most famous law universities in the UK

    • News
      AB3088

      California COVID-19 Rent Relief Policies Economically Unsustainable

      american-flag

      Dreamers Won Full Restoration of DACA…What Now?

      Airplane Landing

      London Heathrow one step closer to controversial third runway

      Payment Gateway Online Payment Services

      California Mutual Partners with Invoice Cloud to Improve Insurer’s Efficiency and Simplify Process for Policyholders

    • Human Interest
      • Food
      • Art & Culture
    • Education
      San Diego skyline

      Insider Corner: David Ebrahimzadeh Discusses The 10 Best California Towns to Invest In

      Dan Lok

      Startup Central: Dan Lok’s ‘Take’ on How to Get Your Startup Off the Ground

      73 How to Make a Website That Makes Money The Ultimate Guide - California's Payday Lending Industry and How It Compares to Other States

      California’s Payday Lending Industry and How It Compares to Other States

      Electrician

      6 Easy-to-Follow Steps to Becoming a Licensed Electrician

    • Health & Fitness
      Eesha Patel feature

      Multi-Dimensional Reality

      166521182

      One Hour Each Morning for the Remaining 23

      The Surprising Link Between Gut Health and Mental Health - The Surprising Link between Gut Health and Mental Health

      The Surprising Link between Gut Health and Mental Health

      87 CBN vs CBD How Are the Benefits Different - Commonly Asked Questions About CBD Oil in the USA

      Commonly Asked Questions About CBD Oil in the USA

    California Business Journal
    • Front Page
    • Business
      • Insurance
      • Real Estate
    • Finance
      Nicholas Yrizarry

      In Perfect Alignment

      Invest-in-Your-Childs-Future

      Start Investing Now For Your Child’s Future

      IMG 8554 - From a “Wish List” to a “Reality List”

      From a “Wish List” to a “Reality List”

      ScamKeyboard

      5 All Too Common Investment Scams (and How to Avoid Them)

    • People
    • Featured
      Silicon V Real Instituto

      The Entrepreneurs ‘Angell’

      West Gary, MinTech’s Chief Technical Officer2

      Dust Buster

      Flags-of-the-world

      The Impact of Covid: Racing to Buy Second Citizenships

      Photonic Chip

      The First Photonic Chip Has Arrived. What Does That Mean For Augmented Reality?

      Supreme Court Sports Betting

      California’s Bid for 2022 Sports Betting Legislation

    • Technology
      West Gary, MinTech’s Chief Technical Officer2

      Dust Buster

      Plaxonic Technologies Innovate

      Plaxonic Technologies: Leading Innovation

      tech devises of the future - Latest Devices to Make Our Lives Easier

      Latest Devices to Make Our Lives Easier

      hands of business people typing on a keyboard - Should You Start An Online Business: 4 Things To Consider First

      Should You Start An Online Business: 4 Things To Consider First

    • Law
      law books

      Career paths available with a law degree

      background-check

      How Do Background Check Sites Find Your Information?

      hurricane

      Weathering the Storm

      tower-bridge-london-england

      How to apply from the USA to one of the most famous law universities in the UK

    • News
      AB3088

      California COVID-19 Rent Relief Policies Economically Unsustainable

      american-flag

      Dreamers Won Full Restoration of DACA…What Now?

      Airplane Landing

      London Heathrow one step closer to controversial third runway

      Payment Gateway Online Payment Services

      California Mutual Partners with Invoice Cloud to Improve Insurer’s Efficiency and Simplify Process for Policyholders

    • Human Interest
      • Food
      • Art & Culture
    • Education
      San Diego skyline

      Insider Corner: David Ebrahimzadeh Discusses The 10 Best California Towns to Invest In

      Dan Lok

      Startup Central: Dan Lok’s ‘Take’ on How to Get Your Startup Off the Ground

      73 How to Make a Website That Makes Money The Ultimate Guide - California's Payday Lending Industry and How It Compares to Other States

      California’s Payday Lending Industry and How It Compares to Other States

      Electrician

      6 Easy-to-Follow Steps to Becoming a Licensed Electrician

    • Health & Fitness
      Eesha Patel feature

      Multi-Dimensional Reality

      166521182

      One Hour Each Morning for the Remaining 23

      The Surprising Link Between Gut Health and Mental Health - The Surprising Link between Gut Health and Mental Health

      The Surprising Link between Gut Health and Mental Health

      87 CBN vs CBD How Are the Benefits Different - Commonly Asked Questions About CBD Oil in the USA

      Commonly Asked Questions About CBD Oil in the USA

    Search
      Generic filters
      California Business Journal

      Investing Through the Use of Personal Loans

      Did you know that it is possible to earn money using loan funds?

      by California Business Journal Editorial Staff
      A A
      loan - Investing Through the Use of Personal Loans
      Share on FacebookShare on Twitter

      Sometimes, taking out a loan from lending companies who provide the lowest interest personal loan and investing the money can be a wise decision. However, there are some investment options that you will have to carefully analyze or you will risk losing money. In this article, we will discuss all the investment possibilities that you can venture to, and how profitable they are if your investments are coming from a loan. Without further ado, let’s start:

      Mutual Funds

      As opposed to purchasing a single stock, buying mutual funds allow you to purchase numerous stocks in a single transaction. A mutual fund manager generally selects and maintains the stocks included within a mutual fund.

      The manager of a mutual fund generally imposes a percentage dependent service charge when investing in them. In most cases, this payment causes it to be hard for investors to make substantial earnings on their purchases on mutual funds. Additionally, the majority of mutual funds cannot match the earnings that can be gained by trading in the stock market. As such, it is not recommended to invest in mutual funds if your source of investment is a loan.

      Bank savings account

      Undoubtedly, the investment decision you can go with that has the lowest risk possible is a savings account. Nevertheless, minimal risk also equates to minimal earnings. The risk from investing your funds in a bank savings account is minimal, and as a result, the earnings you will gain will also be minimal.

      A savings account is only suitable if you are investing your own money. However, if you are planning to take out a personal loan to invest in a savings account, think twice. You will only be losing money on interests on your loan, and the earnings from the savings account are negligible.

      Bitcoin investments

      Bitcoin is a very volatile investment choice. However, the increase in value enjoyed by bitcoin is very impressive, to the point where if you invested just a hundred dollars early in its life, it will be thousands if not hundreds of thousands of dollars now. The growth might have staggered now, however it is still promising and it is never too late to invest money in bitcoin, even today. Investing in bitcoin using personal loan money is recommended, however, you must carefully analyze how bitcoin works first. As always, do not go headfirst on an investment that you are not familiar with, especially with the money that you will have to pay back. The potential for profit in bitcoin is high, and you can easily pay back the loan and its interest and still have some leftover money if you do it right.

      Related

      Thomas Celerier sitting2

      Who is part combination scientist, inventor, anthropologist, explorer, designer, engineer, architect, reporter, journalist, museum curator, travel guide, therapist, teacher, trainer and athletic coach.

      January 14, 2021
      San Diego skyline

      Insider Corner: David Ebrahimzadeh Discusses The 10 Best California Towns to Invest In

      January 14, 2021
      Load More

      Debt mutual funds

      Debt mutual funds are perfect for people who desire constant earnings. Debt mutual funds are much less volatile compared to bitcoin, and as such, they are not that risky. However, it also means that they have reduced potential for earnings. Debt mutual funds typically make investments in securities with fixed interest rates such as government bonds, treasury bills, commercial papers as well as other instruments of the money market. At the moment, the returns on debt mutual funds are approximately 6.5 percent for 1 year, 8 percent for 3 years, and 7.5 for 5 years.

      Real estate property

      ADVERTISEMENT

      The property that you currently reside in is for your own use and is never regarded as an investment decision. However, if you are buying a property that you do not intend to use personally, it can be an investment.

      The area in which the property is situated is the most significant aspect that will figure out the price of the real estate property, and will also determine the rental income that you can generate from leasing the place. Purchases of real estate property provide earnings in a couple of ways. The first is investment appreciation, in which the property gains more value over time, and renting income made from having tenants. Real estate is a highly recommended investment since the potential for profit is high. You might want to hire a property manager if you are not familiar with the ins and outs of being a landlord so that you can further reduce the risk of losses.

      Stock market

      Stocks and shares are the investment of choice by experienced investors, simply because they offer the maximum possible earnings. Also, when considering the long term earnings, the stock market is almost unbeatable when it comes to returning of interest, only beaten by bitcoin in its peak. Having said that, stocks and shares are usually unstable and volatile, similar to bitcoin. The price of stocks can decrease or increase at any given time. Occasionally, stock values can even drop for a prolonged time period. Misfortune or undesirable timing may easily get you into a loss. 

      However, it is possible to reduce this risk by investing in the long term, since inevitably, the stocks who decreased in value will rise again, unless the company became bankrupt (which will probably not happen on big companies.) For this reason, you should invest only in companies like Google (Alphabet Inc), Apple (Apple Inc.), Amazon (Amazon.com, Inc.) and the likes, and avoid investing in start-up companies if possible. However, this does not mean that you should forgo investing in startups altogether. Sometimes, the biggest profit you can make in the stock market is by investing in start-up companies that became big.

      If you are knowledgeable about investing and trading on the stock market, then go ahead and use personal loan money to invest. However, if you are just a beginner, you probably shouldn’t risk it. Yes, the stock market has high-profit potential, however, it also requires you to have a mastery of how the stock market works.

      Are you interested in taking out a personal loan for investment purposes? Take out one from GM Creditz today. Click here to view their personal loan offers and kickstart your investment ventures this 2020.

       

      Tags: AmazonAppleBitcoincommercialEstateFundsGMinvestingInvesting and Personal LoansInvesting Through Personal LoansInvesting Through the Use of Personal Loansinvestmentinvestmentsinvestorsloanloansreal estaterentingsavingsstartupsstock market

      Get real time update about this post categories directly on your device, subscribe now.

      Unsubscribe
      ADVERTISEMENT
      Previous Post

      The 5 Most Clever Approaches to Borrow Money

      Next Post

      What Percentage of Millennials Have Student Debt

      California Business Journal Editorial Staff

      California Business Journal Editorial Staff

      WHAT TO READ NEXT

      San Diego skyline
      Education

      Insider Corner: David Ebrahimzadeh Discusses The 10 Best California Towns to Invest In

      January 14, 2021
      Dan Lok
      Education

      Startup Central: Dan Lok’s ‘Take’ on How to Get Your Startup Off the Ground

      January 14, 2021
      73 How to Make a Website That Makes Money The Ultimate Guide - California's Payday Lending Industry and How It Compares to Other States
      Education

      California’s Payday Lending Industry and How It Compares to Other States

      January 14, 2021
      Electrician
      Education

      6 Easy-to-Follow Steps to Becoming a Licensed Electrician

      January 14, 2021
      workers-compensation
      Education

      What to Do After You’ve Been Injured at Work

      January 12, 2021
      401k
      Education

      An Overview Guide for 401(k) Plans

      January 11, 2021
      Next Post
      student debt - What Percentage of Millennials Have Student Debt

      What Percentage of Millennials Have Student Debt

      Follow Us

      ADVERTISEMENT

      Categories

      • Art & Culture
      • Business
      • Editor's Choice
      • Education
      • Featured
      • Finance
      • Food & Dining
      • Health & Fitness
      • Human Interest
      • Insurance
      • Law
      • Marketing
      • Medical
      • News
      • People
      • Popular
      • Real Estate
      • Social Media
      • Technology
      • Uncategorized

      CBJ Partner Firebrand Media

      Laguna Beach Independent Newspaper

      Laguna Beach Magazine

      Laguna Beach City Guide

      On The Menu Laguna Beach

      Newport Beach Independent Newspaper

      Newport Beach Magazine

      Newport Beach Country Club Magazine

      Coastal Real Estate Guide (NB,LB, CDM)

      Montage Magazine

      Monarch Beach Resort Magazine

      Pacific Coast Magazine (SoCal)

      Omni Escapes Hotel Magazine

      Sea Island Life Magazine

      Salamander Hotel & Resorts Magazine

      Bespoke Concierge New York

      Evans Hotels

      View our entire portfolio here

      ADVERTISEMENT
      ADVERTISEMENT
      Facebook Twitter LinkedIn LinkedIn Instagram
      C B J   LOGO  SVG-01
      • About
      • Contact
      • Testimonials
      • Demographics & Advertising Rates

      Newsletter

      Top Stories

      • Judge gavel, scales of justice and law books in court

        Lawsuit Basics: How Much Does It Cost to Sue Someone?

        0 shares
        Share 0 Tweet 0
      • REPORT: TECH GIANT CISCO ABOUT TO LAY OFF 14,000

        0 shares
        Share 0 Tweet 0
      • The DealMaker

        0 shares
        Share 0 Tweet 0

      Latest Articles

      Thomas Celerier sitting2

      Who is part combination scientist, inventor, anthropologist, explorer, designer, engineer, architect, reporter, journalist, museum curator, travel guide, therapist, teacher, trainer and athletic coach.

      January 14, 2021
      San Diego skyline

      Insider Corner: David Ebrahimzadeh Discusses The 10 Best California Towns to Invest In

      January 14, 2021
      Dan Lok

      Startup Central: Dan Lok’s ‘Take’ on How to Get Your Startup Off the Ground

      January 14, 2021

      California Business Journal | California Business News, California News Media, California business articles | Orange County, Los Angeles, San Diego, Inland Empire, Northern California, San Francisco | Huntington Beach CA 92649 | (949) 648-3815
      ALL RIGHTS RESERVED BY CALIFORNIA BUSINESS JOURNAL.
      Site Design by 1REALTOUR

      Search
        Generic filters
        • Front Page
        • Business
          • Insurance
          • Real Estate
        • Finance
        • People
        • Featured
        • Technology
        • Law
        • News
        • Human Interest
          • Food
          • Art & Culture
        • Education
        • Health & Fitness

        California Business Journal | California Business News, California News Media, California business articles | Orange County, Los Angeles, San Diego, Inland Empire, Northern California, San Francisco | Huntington Beach CA 92649 | (949) 648-3815
        ALL RIGHTS RESERVED BY CALIFORNIA BUSINESS JOURNAL.
        Site Design by 1REALTOUR

        Do NOT follow this link or you will be banned from the site!