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Get Money Fast – Låne Penger Raskt

By Karen Janowitz, California Business Journal

There are many reasons that you might need money fast and can’t wait until payday. You might have an emergency of some kind that requires you to pay as soon as you can. Emergencies can come in many forms such as medical, car repairs, or death in the family.

Luckily, there are many ways to get money fast, as well. One way is to get a personal loan from a reputable lender. You could get one of these sometimes as fast as the same day.

There are many places that you can get personal loans, too. You can go to this website to see what they have to offer you. They usually have many options for you to choose from.

This article will help you to find some different ways to get money fast. Other than loans, there are other ways to get the money. You could also do more research to find the information that you need.

Ways to Get Money Fast

Sell Electronics – You might sell your used electronics to certain websites online. You could get this money quickly if you use a kiosk to sell them. This can get you money within five minutes.

Some electronics that you could sell would be old cell phones or tablets. You could also sell old MP3 players and other electronics that are similar. This will help you to get a little money quickly.

Sell Gift Cards – There are places where you could sell your old gift cards, as well. They are called exchange websites, and they offer you cash. They might take a few days to get you the money, but it is an option for you.

There are a number of sites that you might check, and they give you up to 92% of the value of the card. This comes in handy when you have gift cards for places that you don’t go to. It also helps you to get the cash you need.

Pawn Items – You could also take things of value to the pawn shop. A pawn shop is a place where you might take items that are used as collateral, and you get some money as a loan: https://www.incharge.org/financial-literacy/how-pawnshops-work/. You will need to pay the money back in order to get your items back.

There are many items that you could pawn including tools, electronics, and jewelry. The pawn shop will give you a portion of the what the items are worth. They won’t give you the full value because they will sell it for a profit if you fail to pay for your loan.

Work – There are jobs where you could work today to get paid today. There are many that you can find online, but you need to make sure that they are reputable jobsites. You don’t want to get scammed and work and not get paid for it.

You could drive people or packages to get a quick boost to your income. You could also freelance with writing or creating some sort of artwork. If you have a special talent, you should use that to your advantage.

Community Loans or Assistance – If you need help with rent or utilities, there are different community assistance programs that can help you. They can help you through a bad month until you will be able to get back on your feet. They can sometimes help you with other emergencies, as well.

Religious groups often give small loans to people who need it. They offer low interest rates for these loans. Some community programs do this to help you, too.

Forbearance on Bills – You can sometimes ask for forbearance, or a delay on payments on some of your bills. You could do this with utility or cable bills who don’t charge any interest. Some loans will allow you to do this if you ask them.

You could then use the money that you save from not paying those bills to make your emergency payments. Be careful and be sure that you ask before you delay your payment. You don’t want to cause more problems later.

Payroll Advance – If you have a job, you could ask for a payroll advance. Many employers will allow you to do this, you just need to ask for it. This will make your next few paydays a little short because you will pay a little each month until it is paid off.

Some companies will even offer low-cost loans for their employees. There are also websites that allow you to get a short-term loan that you pay back in full on your next payday. These can help you to get the cash that you need.

Retirement Account – You could also borrow from some retirement accounts. If you have a 401(k) account or your IRA, you can borrow money from them. See here to learn more. You will need to pay it back within six months.

You are allowed to borrow up to half of your 401(k) up to fifty thousand dollars if you need. You have three years to pay that back. With an IRA, it is more difficult to get the money, but it is possible and needs to be paid back within six months.

Life Insurance – If you have permanent life insurance, you could sometimes borrow from it if it has cash value. You will then have the rest of your life to pay it back, it’s not something that you need to pay back immediately. If you don’t pay it back, it is subtracted from the policy payout when you die.

You cannot borrow against a term life policy, which is the more common insurance policies. If this is the only policy you have, you won’t be able to get money from it. You will need to find another way to get money.

Credit Card Advance – If you have a credit card, you might get a cash advance from it. You can usually get up to your limit this way. You will need to pay a higher interest rate for these cash advances.

Conclusion

There are many ways to get money fast when you need it. This list is only a starting point to where you can get it. There are other loans that you could get if these options won’t work for you.