An on-the-job injury can leave you in pain, unable to work, and with medical bills and related costs stacking up.
You may have creditors calling you all the time and be unable to return to work due to the aftermath of the injury. Even if you do return to work, how are you going to pay these bills until then?
Unfortunately, this is an all-too-common situation after a work-related accident. While this is true, it doesn’t have to be that way. There is a way to get the money needed to ensure you get the needed medical treatment and pay your bills. The first step is to hire experienced workers’ compensation attorneys.
If you aren’t sure if this legal representation is necessary, keep reading. Here you can learn about all the benefits this legal professional brings to the table.
Help Appealing Your Claim After It Is Denied
Some people assume receiving workers’ comp benefits will be a simple process. This is especially the case if you have a long-standing record at your job or if co-workers saw what happened. However, even when everything seems to be in place, you may still have your claim denied. It’s only at this point you may consider hiring an attorney.
An attorney with experience handling these cases can build a better case for your claim than you can alone. That’s because they understand what evidence is needed to ensure the insurance company offers an agreeable settlement amount.
Improve the Negotiation Process With an Insurance Company
Another challenging part of representing yourself in a workers’ comp case is dealing with the insurance company. On the other hand, insurance company lawyers have handled hundreds or thousands of similar cases and know what to do to protect their own bottom line effectively.
While this is true, an experienced worker’s comp attorney will know how to negotiate with the insurance company. They will also negotiate a fair settlement for your situation.
A Properly Worded Agreement
If you are like most people, you may not realize the wording used for your settlement agreement may negatively influence the other payments you are seeking, such as SSDI – Social Security Disability Insurance.
One example is that you may receive a lower SSDI payment in some states if you receive workers’ comp payments. This is called an offset and will affect your SSDI and workers’ comp benefits exceeding 80% of your former salary.
While this is true, there are still legal ways you can maximize the benefits you receive. The attorney you hire can ensure the agreement doesn’t contain terms or clauses that may cost you money.
Hiring the Right Attorney Matters
You must hire an experienced workers’ comp attorney who has handled cases like yours in the past. Doing this will help ensure you have the best chance of receiving what you deserve after being injured at work. While there is never any guarantee, an attorney will increase the odds that you will be fairly compensated.