The truth is that it is very safe for us to make payments online, almost as safe as paying with our credit or debit card in a traditional shop in our town.
However, this is on the assumption that we take a number of important precautions, just as we do in a physical shop. Wouldn’t you buy anything from a shop with a bad reputation? The same is true online.
If we buy from legitimate shops that guarantee a high level of security, we will not have any problems when buying online.
But what technologies do online shops use to keep our data safe?
Online shops use tried and tested payment systems that are sufficiently secure and robust to ensure that there are no problems with payment. As with many technological products, they appear first in some industries or sectors that are pioneers and must always offer new alternatives to users to improve the user experience, and then they are added to all types of businesses for the general public.
One of the sectors where there is the most innovative in terms of payment methods is the online gambling sector. And by country some Asian countries, such as Japan, are the most innovative in this regard, with payment methods that are not yet available in other countries. And as we can see in informative sites like casinotop3, the payment methods available in Japanese online casinos are very innovative.
The natural evolution of these payment methods is that they will later be added as payment options in casinos around the world, and eventually, if they are useful for that purpose, they will be added to online shops of all kinds.
Bank transfers are becoming less and less common.
While a few years ago, it was very common for internet users to buy products and services online by paying by bank transfer, the emergence of new payment methods means that this method is becoming less and less common. In some cases, for very large purchases, it still makes sense to use it.
But for smaller purchases, there are methods that, with the same security as bank transfers, offer some benefits, such as speed. A bank transfer can take several days if it is sent to a company outside the country, even longer if there is a currency exchange because the customer’s account and the merchant’s account are in a different currency.
In addition, many of the new payment methods that we can see in online shops offer us another great advantage: a great saving in commissions. Bank transfers can often end up costing several dollars, which with other payment methods, we do not have to pay or which, in the end, are paid by the online merchant instead of the customer.
User caution, the most important thing
Ultimately, as with web browsing, to avoid installing viruses and Trojans on our computers, the most important thing to avoid scams or any problems with online payments is to pay attention.
Sometimes, cybercriminals try to impersonate or imitate well-known websites, so some users pay on their website thinking that they are on the official website, but they are not.
Therefore, we must always be careful and pay attention that we are on the official website of the shop where we want to pay for the product or service.