ADVERTISEMENT
  • About
  • Contact
  • Testimonials
  • Demographics & Advertising Rates
Sunday, April 18, 2021
Search
    Generic filters
    California Business Journal
    74 °f
    Los Angeles
    72 ° Mon
    65 ° Tue
    61 ° Wed
    60 ° Thu
    62 ° Fri
    63 ° Sat
    • Front Page
    • Business
      • Insurance
      • Real Estate
    • Finance
      bitcoin of america

      The power of Bitcoin of America intensifies

      venture-capital-investment

      Silicon Valley and Tel Aviv Firm NextLeap Ventures Rising To The Next Level

      Bitcoin

      Big Changes May Be Coming For Cryptocurrency

      bitcoin2

      What the average person needs to know about Bitcoin

    • People
    • Featured
      yacht fishing sunset1.1

      J. Douglas Hines has shaken up the food industry with a plant-based seafood alternative product

      stock-market-3

      How the Inflow of Retail Traders is Changing Stock Market Dynamics

      Dr. Chris Harts4

      Oventus Medical Is Revolutionizing the Treatment of Sleep Apnea

      blockchain2

      Blockchain.com Value Reaches $5.2 Billion

      bitcoin of america

      The power of Bitcoin of America intensifies

    • Technology
      Higher Education Adapts to Covid Using IT

      How Higher Education Has Adapted to Covid-19 Using IT Tools

      NEC X Figure 3_Shige Ihara

      Fast Tracking Technologies … To The World

      Welcome to the construction industry’s automated augment

      Tech Future Healthcare1

      Technology and the Future of Health Care

    • Law
      Doctor getting second opinion on patients x-ray

      Improper Medical Treatment: What To Do Next?

      Mediation-For-Couples (1)

      What is Mediation and How It Can Help?

      Legal obligations of businesses: What happens when these duties are breached?

      Nicole Kuklok-Waldman Headshot

      Commentary: How to Bounce Back from a Canceled Career 

    • News
      blockchain2

      Blockchain.com Value Reaches $5.2 Billion

      Negative Google reviews1

      How to Handle Negative Google Reviews

      SleepScore Labs

      The Final Score

      Passports on a map of the world

      If Your Employees with U.S. Passports are Traveling in 2021, Start Planning Now

    • Human Interest
      • Food
      • Art & Culture
    • Education
      Emergency Flood Control Options For Coastal Businesses

      Emergency Flood Control Options For Coastal Businesses

      ecommerce fulfillment warehouse

      4 Things to Avoid When Running A Fulfillment Business in California

      real estate agent and buyers

      7 Tips for Recruiting Experienced Real Estate Agents

      motorcyclist

      How to Reduce the Risks of Getting Hurt When Riding a Motorcycle

    • Health & Fitness
      Woman climber on a Klettersteig (Via Ferrata)

      6 Unique Ways to Stay Fit Outdoors This Summer

      WOMAN WORKING OUT

      Taking the Gym Home: Hot Selling Items During the Pandemic

      silhouette-of-man-and-woman-running

      3 Reasons to Start Working Out … This Month

      The Surprising Link between Gut Health and Mental Health

    California Business Journal
    • Front Page
    • Business
      • Insurance
      • Real Estate
    • Finance
      bitcoin of america

      The power of Bitcoin of America intensifies

      venture-capital-investment

      Silicon Valley and Tel Aviv Firm NextLeap Ventures Rising To The Next Level

      Bitcoin

      Big Changes May Be Coming For Cryptocurrency

      bitcoin2

      What the average person needs to know about Bitcoin

    • People
    • Featured
      yacht fishing sunset1.1

      J. Douglas Hines has shaken up the food industry with a plant-based seafood alternative product

      stock-market-3

      How the Inflow of Retail Traders is Changing Stock Market Dynamics

      Dr. Chris Harts4

      Oventus Medical Is Revolutionizing the Treatment of Sleep Apnea

      blockchain2

      Blockchain.com Value Reaches $5.2 Billion

      bitcoin of america

      The power of Bitcoin of America intensifies

    • Technology
      Higher Education Adapts to Covid Using IT

      How Higher Education Has Adapted to Covid-19 Using IT Tools

      NEC X Figure 3_Shige Ihara

      Fast Tracking Technologies … To The World

      Welcome to the construction industry’s automated augment

      Tech Future Healthcare1

      Technology and the Future of Health Care

    • Law
      Doctor getting second opinion on patients x-ray

      Improper Medical Treatment: What To Do Next?

      Mediation-For-Couples (1)

      What is Mediation and How It Can Help?

      Legal obligations of businesses: What happens when these duties are breached?

      Nicole Kuklok-Waldman Headshot

      Commentary: How to Bounce Back from a Canceled Career 

    • News
      blockchain2

      Blockchain.com Value Reaches $5.2 Billion

      Negative Google reviews1

      How to Handle Negative Google Reviews

      SleepScore Labs

      The Final Score

      Passports on a map of the world

      If Your Employees with U.S. Passports are Traveling in 2021, Start Planning Now

    • Human Interest
      • Food
      • Art & Culture
    • Education
      Emergency Flood Control Options For Coastal Businesses

      Emergency Flood Control Options For Coastal Businesses

      ecommerce fulfillment warehouse

      4 Things to Avoid When Running A Fulfillment Business in California

      real estate agent and buyers

      7 Tips for Recruiting Experienced Real Estate Agents

      motorcyclist

      How to Reduce the Risks of Getting Hurt When Riding a Motorcycle

    • Health & Fitness
      Woman climber on a Klettersteig (Via Ferrata)

      6 Unique Ways to Stay Fit Outdoors This Summer

      WOMAN WORKING OUT

      Taking the Gym Home: Hot Selling Items During the Pandemic

      silhouette-of-man-and-woman-running

      3 Reasons to Start Working Out … This Month

      The Surprising Link between Gut Health and Mental Health

    Search
      Generic filters
      California Business Journal

      Investing Through the Use of Personal Loans

      Did you know that it is possible to earn money using loan funds?

      by California Business Journal Editorial Staff
      A A
      Share on FacebookShare on Twitter

      Sometimes, taking out a loan from lending companies who provide the lowest interest personal loan and investing the money can be a wise decision. However, there are some investment options that you will have to carefully analyze or you will risk losing money. In this article, we will discuss all the investment possibilities that you can venture to, and how profitable they are if your investments are coming from a loan. Without further ado, let’s start:

      Mutual Funds

      As opposed to purchasing a single stock, buying mutual funds allow you to purchase numerous stocks in a single transaction. A mutual fund manager generally selects and maintains the stocks included within a mutual fund.

      The manager of a mutual fund generally imposes a percentage dependent service charge when investing in them. In most cases, this payment causes it to be hard for investors to make substantial earnings on their purchases on mutual funds. Additionally, the majority of mutual funds cannot match the earnings that can be gained by trading in the stock market. As such, it is not recommended to invest in mutual funds if your source of investment is a loan.

      Bank savings account

      Undoubtedly, the investment decision you can go with that has the lowest risk possible is a savings account. Nevertheless, minimal risk also equates to minimal earnings. The risk from investing your funds in a bank savings account is minimal, and as a result, the earnings you will gain will also be minimal.

      A savings account is only suitable if you are investing your own money. However, if you are planning to take out a personal loan to invest in a savings account, think twice. You will only be losing money on interests on your loan, and the earnings from the savings account are negligible.

      Bitcoin investments

      Bitcoin is a very volatile investment choice. However, the increase in value enjoyed by bitcoin is very impressive, to the point where if you invested just a hundred dollars early in its life, it will be thousands if not hundreds of thousands of dollars now. The growth might have staggered now, however it is still promising and it is never too late to invest money in bitcoin, even today. Investing in bitcoin using personal loan money is recommended, however, you must carefully analyze how bitcoin works first. As always, do not go headfirst on an investment that you are not familiar with, especially with the money that you will have to pay back. The potential for profit in bitcoin is high, and you can easily pay back the loan and its interest and still have some leftover money if you do it right.

      Debt mutual funds

      Debt mutual funds are perfect for people who desire constant earnings. Debt mutual funds are much less volatile compared to bitcoin, and as such, they are not that risky. However, it also means that they have reduced potential for earnings. Debt mutual funds typically make investments in securities with fixed interest rates such as government bonds, treasury bills, commercial papers as well as other instruments of the money market. At the moment, the returns on debt mutual funds are approximately 6.5 percent for 1 year, 8 percent for 3 years, and 7.5 for 5 years.

      Real estate property

      The property that you currently reside in is for your own use and is never regarded as an investment decision. However, if you are buying a property that you do not intend to use personally, it can be an investment.

      The area in which the property is situated is the most significant aspect that will figure out the price of the real estate property, and will also determine the rental income that you can generate from leasing the place. Purchases of real estate property provide earnings in a couple of ways. The first is investment appreciation, in which the property gains more value over time, and renting income made from having tenants. Real estate is a highly recommended investment since the potential for profit is high. You might want to hire a property manager if you are not familiar with the ins and outs of being a landlord so that you can further reduce the risk of losses.

      ADVERTISEMENT

      Stock market

      Stocks and shares are the investment of choice by experienced investors, simply because they offer the maximum possible earnings. Also, when considering the long term earnings, the stock market is almost unbeatable when it comes to returning of interest, only beaten by bitcoin in its peak. Having said that, stocks and shares are usually unstable and volatile, similar to bitcoin. The price of stocks can decrease or increase at any given time. Occasionally, stock values can even drop for a prolonged time period. Misfortune or undesirable timing may easily get you into a loss. 

      However, it is possible to reduce this risk by investing in the long term, since inevitably, the stocks who decreased in value will rise again, unless the company became bankrupt (which will probably not happen on big companies.) For this reason, you should invest only in companies like Google (Alphabet Inc), Apple (Apple Inc.), Amazon (Amazon.com, Inc.) and the likes, and avoid investing in start-up companies if possible. However, this does not mean that you should forgo investing in startups altogether. Sometimes, the biggest profit you can make in the stock market is by investing in start-up companies that became big.

      If you are knowledgeable about investing and trading on the stock market, then go ahead and use personal loan money to invest. However, if you are just a beginner, you probably shouldn’t risk it. Yes, the stock market has high-profit potential, however, it also requires you to have a mastery of how the stock market works.

      Are you interested in taking out a personal loan for investment purposes? Take out one from GM Creditz today. Click here to view their personal loan offers and kickstart your investment ventures this 2020.

       

      Tags: AmazonAppleBitcoincommercialEstateFundsGMinvestingInvesting and Personal LoansInvesting Through Personal LoansInvesting Through the Use of Personal Loansinvestmentinvestmentsinvestorsloanloansreal estaterentingsavingsstartupsstock market
      ADVERTISEMENT
      California Business Journal Editorial Staff

      California Business Journal Editorial Staff

      WHAT TO READ NEXT

      Emergency Flood Control Options For Coastal Businesses
      Education

      Emergency Flood Control Options For Coastal Businesses

      April 16, 2021
      ecommerce fulfillment warehouse
      Education

      4 Things to Avoid When Running A Fulfillment Business in California

      April 16, 2021
      real estate agent and buyers
      Education

      7 Tips for Recruiting Experienced Real Estate Agents

      April 16, 2021
      motorcyclist
      Education

      How to Reduce the Risks of Getting Hurt When Riding a Motorcycle

      April 15, 2021
      The Importance of a Solid Brand Name
      Education

      The Importance of a Solid Brand Name

      April 15, 2021
      Charles Smith
      Editor's Choice

      Commentary: Executive Team Alignment is More Essential Now Than Ever

      April 14, 2021
      Next Post

      What Percentage of Millennials Have Student Debt

      Follow Us

      ADVERTISEMENT

      Categories

      • Art & Culture
      • Business
      • Editor's Choice
      • Education
      • Featured
      • Finance
      • Food & Dining
      • Health & Fitness
      • Human Interest
      • Insurance
      • Law
      • Marketing
      • Medical
      • News
      • People
      • Popular
      • Real Estate
      • Social Media
      • Technology
      • Uncategorized

      CBJ Partner Firebrand Media

      Laguna Beach Independent Newspaper

      Laguna Beach Magazine

      Laguna Beach City Guide

      On The Menu Laguna Beach

      Newport Beach Independent Newspaper

      Newport Beach Magazine

      Newport Beach Country Club Magazine

      Coastal Real Estate Guide (NB,LB, CDM)

      Montage Magazine

      Monarch Beach Resort Magazine

      Pacific Coast Magazine (SoCal)

      Omni Escapes Hotel Magazine

      Sea Island Life Magazine

      Salamander Hotel & Resorts Magazine

      Bespoke Concierge New York

      Evans Hotels

      View our entire portfolio here

      ADVERTISEMENT
      1REALTOUR-SAN DIEGO-WEB DESIGN
      ADVERTISEMENT
      Facebook Twitter LinkedIn LinkedIn Instagram
      C B J   LOGO  SVG-01
      • About
      • Contact
      • Testimonials
      • Demographics & Advertising Rates

      Newsletter

      Most Viewed

      • Judge gavel, scales of justice and law books in court

        Lawsuit Basics: How Much Does It Cost to Sue Someone?

        0 shares
        Share 0 Tweet 0
      • THE ONLY WAY

        0 shares
        Share 0 Tweet 0
      • REPORT: TECH GIANT CISCO ABOUT TO LAY OFF 14,000

        0 shares
        Share 0 Tweet 0

      Latest Articles

      Emergency Flood Control Options For Coastal Businesses

      Emergency Flood Control Options For Coastal Businesses

      April 16, 2021
      yacht fishing sunset1.1

      J. Douglas Hines has shaken up the food industry with a plant-based seafood alternative product

      April 16, 2021
      ecommerce fulfillment warehouse

      4 Things to Avoid When Running A Fulfillment Business in California

      April 16, 2021

      California Business Journal | California Business News, California News Media, California business articles | Orange County, Los Angeles, San Diego, Inland Empire, Northern California, San Francisco | Huntington Beach CA 92649 | (949) 648-3815
      ALL RIGHTS RESERVED BY CALIFORNIA BUSINESS JOURNAL.
      Site Design by 1REALTOUR

      Search
        Generic filters
        • Front Page
        • Business
          • Insurance
          • Real Estate
        • Finance
        • People
        • Featured
        • Technology
        • Law
        • News
        • Human Interest
          • Food
          • Art & Culture
        • Education
        • Health & Fitness

        California Business Journal | California Business News, California News Media, California business articles | Orange County, Los Angeles, San Diego, Inland Empire, Northern California, San Francisco | Huntington Beach CA 92649 | (949) 648-3815
        ALL RIGHTS RESERVED BY CALIFORNIA BUSINESS JOURNAL.
        Site Design by 1REALTOUR