There are several things you should do if you get injured at work. You can learn more about the steps to take by clicking right here.
Injured construction worker laying on floor after fall
In 2018, the BLS reported that workplace fatalities were up 2% from 2017. Clearly, getting injured at work is increasingly common these days. What can you do if it happens to you? To know what you’re up against if you’re hurt on the job, check out this guide to filing a workers’ compensation claim.
When you’re injured on the job, you need to report to your supervisor immediately. Some states limit the time in which you must report your injury or forego claims to workers’ compensation.
Present your work injury complaint in writing. Some states only require you to report your injury verbally. Still, making the report in writing and requesting your supervisor’s signature proving he or she received the report will protect you better than a verbal report.
If your injury is severe enough to warrant medical attention, seek care from an ER doctor or family physician. This physician will be your primary workers’ compensation doctor.
Depending on whether the state or a company employs you, there may be restrictions on who can be considered your workers’ comp physician. Contact a workers comp doctor near me to learn more.
As soon as you report your injury to your supervisor, he or she should give you a workers’ comp claim form immediately.
If your employer or the emergency room treating you can’t (or won’t) supply a claim sheet, contact your local workers’ compensation office ASAP.
The only industries that can legally go without workers’ compensation insurance are:
If you work for the government or any industry beyond these three, your employer must offer workers’ compensation by law. Call a workers’ comp attorney if you think your employer is denying your right to compensation after being injured at work. A trustworthy law firm like moore-firm.com/ would help you fight for your right to fair compensation.
As soon as possible, fill out the “employee” section on the workers’ comp form. Make sure to sign and date the form plus make a copy for yourself before sending the document to your employer.
Your employer should complete the “employer” section before sending the form to his insurance company. You should receive a copy for your records of the completed form. If you don’t, request one from your employer or the insurance company, who must send a copy within 14 days.
Some employers will require you to seek a second opinion about your injury.
However, keep in mind that a second opinion is only required if your employer’s workers’ compensation insurance plan mandates it.
If you’re denied your rights to workers’ compensation unfairly, you have the right to request a reconsideration or an appeal.
This applies to both federal and non-federal employees.
The workers’ comp claim process can be scary if you’re injured at work, but it doesn’t have to be as long as you stay informed.
Now that you know more about what to do if an injury happens while you’re working, you’re better prepared for future possibilities.
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