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California Business Journal
When Traveling to Dubai, Proper Auto Insurance is a Must-Have

Photo Credit: Expat

When Traveling to Dubai, Proper Auto Insurance is a Must-Have

by Karen Janowitz, California Business Journal
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If you are looking to take your trip to the UAE to the next level by renting a car (or a supercar), you are certainly making a great choice.

After all, there is no better way to explore the vibrant Emirate of Dubai and the natural wonders that surround it than behind the wheel of a supercar.

Nonetheless, for how easy and straightforward renting a car in Dubai may be, there are a few aspects to look into before setting off on your UAE adventure.

Here is what you need to know about getting proper auto insurance in Dubai.

Research the Traffic Laws and Customs in the UAE

Every country or state has a different set of traffic laws that must be observed – and the UAE isn’t an exception! In Dubai, all drivers must have at least third-party liability insurance, which would cover other drivers and cars involved in an accident.

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What’s more, you should be at least 18 to drive (and at least 21 to rent a car). Tourists and visitors who wish to drive while in the UAE are also required to obtain an International Driving Permit before getting behind the wheel in Dubai.

If in doubt, ask your car rental agency about local laws, customs, and regulations to avoid being caught unprepared during your trip.

Check if Your Car Rental Agency Offers Car Insurance

The UAE car rental market is growing at an unprecedented CAGR of 8.5% – a growth driven by the changing preferences of locals and visitors, who find privacy and comfort in a private form of transportation.

As the market continues to grow, car rental agencies have honed and expanded their range of services. And today, it isn’t uncommon for car rental providers to offer premium packages that include basic insurance coverage for a fee.

Know What Your Car Insurance Policy Does Not Cover

So, when renting a car in Dubai, the first step is to check whether you can benefit from insurance coverage provided by the car rental agency. But, the second and more important step is to check what the insurance provided actually covers.

Indeed, there are several unexpected things that auto insurance may not cover, including damages caused by natural disasters and vandalism. Make sure to review the terms of the policy that is offered to you and take note of what is excluded.

Use a Local Marketplace To Compare Rental Insurance Policies

Whether the rental agency offers insurance coverage or not, you should consider the benefits of taking out a private, more suitable policy.

Through local online marketplaces that allow you to compare car insurance quotes, you can find comprehensive policies that better cover you on your trip to Dubai, especially if you are looking to drive off-road or get behind the wheel of a luxury car.

What’s more, by comparing policies and looking beyond the basic package offered by rental companies, you might be able to save a fortune on insurance and enjoy your trip with the peace of mind you deserve.

Looking To Rent a Supercar? Make Sure You Are Properly Protected

If there is one niche of the car rental market that is truly thriving, that is the luxury car rental sector. Globally, the supercar rental market is worth nearly $50 million, and it is expected to continue growing at a CAGR of 5.3% through 2028. And the Middle East is becoming one of the most prominent international players in the market.

What’s more, in 2021, Amazon launched online luxury car rentals in the UAE’s top tourist destinations, including Dubai and Abu Dhabi, thus fuelling the growth of the sector even further.

But while drivers looking to visit Dubai are certainly spoiled for choice when it comes to finding a car rental agency, it is important to keep in mind that you might need more than basic third-party coverage when driving a vintage vehicle or supercar.

Make sure to have an appropriate level of cover for your car choice to make the most of your upcoming road trip.

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Tags: AmazonAutobenefitscarcarsexploregrowthinsurancelocalluxurymakingMiddle EastnaturalonlineprivateProper Auto Insurance is a Must-HaveregulationsrentrentingTrafficWhen Traveling to Dubai
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Karen Janowitz, California Business Journal

Karen Janowitz, California Business Journal

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