Accidents, especially those whose consequences are permanent functional limitations, can be said to be the worst possible vision of one’s life.
Unfortunately, bad things still happen. Some have to suffer from traumatic injuries that have a chronic impact on their ability to earn money, or even care for themselves.
Providing that is your case, for what you are suffering, you should already have your social security disability compensation.
But if you have not yet filed a social security disability claim and benefit from it and may be wondering how to do so properly, don’t be stressed out. This article will come in handy to obtain your legal rights.
6 Considerations Needed When Filing A Disability Claim
Social Security Disability is social insurance providing partial income replacement benefits to disabled workers and their dependents.
To be eligible for Social Security disability benefits, first, you must have worked in jobs covered by Social Security. Plus, not all severe impairments are considered a disability, so your medical condition must meet Social Security’s definition of disability.
Your work history including how much and how recently you have worked also matters. There is a required number of credits earned by working and paying Social Security taxes when applying for benefits. Taxpayers can earn up to four credits per year and the amount of earnings for each credit is subject to change annually.
The required number of credits usually varies from 6 to 40, depending on workers’ age at the time of becoming disabled. Generally, the older a worker is, the more credits are required for eligibility. Additionally, a certain number of working years before the disability is also considered.
The criteria for qualification are quite complicated, especially for those who have little experience. If you find it overly complex, it’s better to seek help from, for example, a social security disability lawyer in Jonesborough, Tennessee. As every process becomes overwhelming for those who are already swamped with hazardous sufferings
2. Medical Record
The compensation you will get relies on the nature of your impairment and illness. Thus, check whether your condition is on the approved list before applying for disability benefits.
If your condition is considered to be a disability, it’s mandatory to be proved by a copy of your medical report and all the medical care you have received from your healthcare provider. Otherwise, you can consult with a trustworthy law firm to prove you deserve compensation.
3. Required Paperwork
First, you will need to disclose your birth certificate or other proof of birth, proof of citizenship or legal residency, employment forms including W-2 forms and tax returns, as well as your Social Security number. Moreover, if you have had military service, provide your military discharge papers.
Disclose the adult disability report along with your medical records and healthcare information. If you have already applied or received benefits of any other benefit programs, the details also need to be filed in the claim.
Some other details are also required including work history, education records, information about your marriages, divorces, and children, and direct deposit banking details
4. Important Deadlines
Timely manners are one of the crucial factors that qualify you to be a legal beneficiary for disability compensation. The regulations related to deadlines are different among states, so do some thorough research and note down carefully to make sure you are not disqualified because of exceeding the due time.
5. Benefit Period And Amount
Beneficiaries can receive benefits until they are able to return to work. Those whose condition is expected to improve may be subject to continuing eligibility reviews.
For severe and permanent disabilities, payment can continue until retirement age, when Social Security retirement benefits replace Social Security disability benefits.
Regarding the amount of benefit, there are other factors to consider including your condition. For example, here are some special cases that you may not know about:
–blind or have low vision
–worker’s widow or widower
–wounded warriors & veterans
6. Complete Application
Now that you are well-prepared and already consult with your legal representative, you can submit all the appropriate documents after you have completed the disability claim application.
You can also visit your local social security office to submit your documents or ask further questions for an instant reply.
Fight For Your Right
It’s a hazard when you have to balance your life with suffering the pains and working with a bundle of paperwork for a claim. And even worse when your appeal is denied. However, it will be a lifelong regret if you slack on the claim.
In case you have a gut feeling that you were wrongly treated and didn’t get sufficient compensation or find the situation and the process too complicated, it’s time to seek help from reliable and specialized attorneys who are resilient for what you deserve. Don’t ever give up on your rights.